Make room for your next chapter
First-steps checklist
A new beginning, one task at a time. Build a plan around your priorities and take the next step when you are ready.

Your personal starting point
Choose a step. Make a start.
These tasks are a flexible guide, not a required sequence. Open any guide for preparation lists, caveats and official sources.
- Step 01A SIN is needed to work in Canada and access certain government programs and benefits. If you only need a copy of an existing number, view and print it through My Service Canada Account. Changes to your name, status or temporary SIN expiry require an update application.Read the full guide: Social Insurance Number (SIN) →
- Step 02Generally, you must make Ontario your primary residence, be present for 153 days in any 12-month period AND 153 of your first 183 days, and meet an eligible citizenship or immigration category. Exceptions exist. A work permit alone does not establish eligibility: Ontario lists employment and other conditions. Read the full official criteria or ask ServiceOntario.Read the full guide: Ontario Health Card (OHIP) →
- Step 03Canada has 13 provincial and territorial health insurance plans (Medicare). Each one is administered by its province or territory. You must register with the plan where you make your primary residence.Read the full guide: Health Coverage by Province →
- Step 04List how you will receive income, pay rent and bills, withdraw cash and send money. Compare monthly charges, included transactions, ATM fees and any minimum balance. Ask what happens when a promotional offer ends. This guide does not recommend a particular bank or product.Read the full guide: Opening a Bank Account →
- Step 05Ask what the quoted rent includes: heat, electricity, water, internet, laundry and parking may be extra. Consider the journey to work, school and essential services. A lower advertised rent can come with higher travel and utility costs.Read the full guide: Renting Your First Home →
- Step 06IRCC describes LINC and CLIC as free classes for permanent residents and protected persons. Confirm current eligibility and any service-access time limits with the provider. Eligibility for another settlement service does not automatically establish eligibility for language classes. Quebec has a separate system.Read the full guide: Free Language Classes (LINC / CLIC) →
- Step 07Search your municipality and "public library". Check the official address, opening hours and accessibility information. Ask which branches offer materials or programs in your preferred language; services differ by location.Read the full guide: Public Libraries →
- Step 08Job Bank (jobbank.gc.ca) is the federal government’s free job board and includes a section for newcomers already in Canada. You can search by occupation, city, and wage, and find career-planning tools.Read the full guide: Finding Work →
- Step 09Each city runs its own transit. Toronto uses the TTC and the regional PRESTO card; Metro Vancouver uses TransLink and the Compass card; Montreal uses the STM and the OPUS card. Search your city name plus "transit" to find the official agency.Read the full guide: Public Transit →
- Step 10Outside Quebec, use IRCC’s newcomer-services finder to locate federally funded providers. It does not list Quebec providers. Provincial and territorial programs and 211 can help you explore other local options, including when you do not qualify for federal services.Read the full guide: Finding a Settlement Worker →
- Step 112-1-1 is a free, confidential phone service available across Canada that connects you to community, social, and government services. It is answered by trained information and referral specialists and is available in many languages.Read the full guide: Community Resources & 211 →