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Renting Your First Home

Prepare for viewings and understand costs before you sign or pay.

Last reviewed: 2026-10-02

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Start prepared

Before you start

People renting a home or room. Tenancy rights depend on the province or territory and sometimes on the living arrangement.

  • Make a monthly budget including utilities, transport, internet and any other charges, not only the advertised rent.
  • Prepare questions about the property, repairs, included appliances, lease length and the person authorized to collect rent.
  • Check local deposit and tenancy rules. Ask a settlement provider for help if you lack Canadian employment, credit or references.

Program rules: Immigration, Refugees and Citizenship Canada. Preparation questions are suggestions, not extra eligibility requirements.

Steps

  1. Set a complete housing budget
    Ask what the quoted rent includes: heat, electricity, water, internet, laundry and parking may be extra. Consider the journey to work, school and essential services. A lower advertised rent can come with higher travel and utility costs.
  2. Prepare your rental application
    Landlords may request employment information, references, income evidence or a credit check. If you do not have Canadian credit or rental history, ask a settlement provider what alternatives a landlord may consider. Do not assume missing Canadian history means you cannot rent.
  3. Visit and ask questions before committing
    Check the property and included appliances, water pressure, heating arrangements, access and maintenance concerns. As a precaution, verify the address and the identity and authority of the person taking payment; a photograph or urgent message is not proof that someone controls a property. Ask a trusted local person or settlement worker for help if you cannot attend.
  4. Check provincial rules and read the lease
    The lease sets out rent, payment dates, tenancy period and responsibilities. Deposit rules, rent increases, landlord entry and notice to leave are governed locally. Do not assume that first-and-last-month rent or a damage deposit is legal everywhere. Ask the provincial tenancy authority or a qualified adviser if a clause is unclear.
  5. Keep a record of the agreement and payments
    Keep your signed agreement, payment receipts and written repair requests. Before moving in, ask about keys, mail, laundry, waste collection and building rules. A dated condition record can help you explain a later maintenance concern. Seek local advice before withholding rent or ending a lease early.

What to expect—and where people get stuck

A written lease records the agreement. Do not sign terms you do not understand; obtain local tenancy or legal help for a disputed clause.

Rent increases, notice periods and early departure are not governed by a single national rule. Keep receipts and written communications so a local adviser can understand your case.

Check the current official instructions
Take these with you

Questions worth asking

  • What is included in the rent and what must I arrange separately?
  • Which deposits are permitted for this tenancy in this province?
  • Who handles repairs, and how should I report a problem in writing?

Copy these questions into your own notes. No personal information is collected here.

Important caveats

  • This is general preparation, not legal advice. Shared housing and other tenancy types may have different protections or exclusions.
  • Do not send payment merely to secure a viewing under pressure. If you feel unsafe, use local emergency services; settlement providers can help you find non-emergency housing support.
Your next stepRead IRCC’s renting guide and find tenancy resources

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Sources

Maple Neighbours does not provide immigration, legal, or medical advice. See our disclaimer.